Under the California Labor Code, employers are required to carry workers’ compensation insurance, and companies that fail to adhere can be ordered to discontinue operations. Writing for Organized Labor’s Ask the Expert, Attorney David L. Winnett discusses what to do if you are injured on the job and your employer does not provide workers’ compensation coverage.
“The fact that your employer does not have insurance coverage does not change the fact that the employer remains responsible for your bills related to your work injury. It must pay them,” writes Winnett. “You also have the right to sue your employer for your injuries if it does not have workers’ compensation coverage in place.”
Winnett adds that workers are entitled to file claims with the Uninsured Employers Benefits Trust Fund, which is designed to protect injured workers. However, these types of claims have strict rules and time limits, so he advises that workers consult with attorneys who specialize in workers’ compensation and personal injury claims as soon as possible.